CV, UK Based Loan Underwriter Seeking Work In Europe

Available

Serial No: 20701

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Skills keywords: book keeping, credit control, customer service, debt management, risk assesment, sales

Current location:  England, United Kingdom - View on map

Nationality: Indian

Spoken languages: english, Hindi, punjabi, Urdu

Relevant Qualifications

ACCA, BPP University, London March 2014 – Present

F1 Accountant in Business: Passed
F2 Management Accounting: Passed

Certificate in Financial Planning, Open University Australia
January 2015 – February 2015

Working as a Financial Advisor: Passed
Clients and advisor relationship: Passed
Financial Planning Process: Passed
Investment Fundamentals: Passed

Business Management, University of Trinity Saint David
October 2010 – February 2012

Diploma in Business Management

Profile & Skills

A positive, reliable and ambitious individual with extensive knowledge and experience in Customer Service, Sales, Quality Control, Compliance, Risk Evaluation and Bookkeeping. Enthusiastic, motivated and looking forward playing a vital role in financial decision-making and adding significant value to a business. Experience of budgeting, forecasting and producing monthly financial reports as well as reviewing internal company processes to advise on any improvements that could be made. Currently looking to join a company that offers long-term career prospects and also an opportunity to aid my on-going ACCA studies.

 Experienced in LAPS and PacNet software

 Proficient in general ledger accounting

 Pronounced people skills, leaderships skills and customer focus; dealing with colleagues, clients & customers

 Enjoy challenging old working methods by suggesting improvements to workflows

 Expert in workload management with the ability to perform under pressure and deliver to challenging timescales

 Can effectively manage, train and motivate a team accommodating to their skills and requirements

 Proficiency in all areas of Microsoft Office, including Access, Excel, Word and PowerPoint

 Proactive, taking the initiative to explore issues and to generate new ideas and approaches

Career Summary

Underwriter, My Money Partner, London May
2014 – Present

 Follow set procedures, review loan applications & associated documentation to ensure accuracy

 Revise loans to new terms and conditions as required

 Verify loan-to-value ratios, completeness of application information and credit reports

 Check if applicants qualify for loans by analysing their credit reports and associated documentation

 Maintain acceptable turnaround for applications submitted for pre-approval and on funding packages

 Interact with quality control, compliance and funding departments daily, to resolve application issues

 Attained 90% on customer repayments hence reducing the company’s debt percentage

Senior Front of House Assistant, Virgin Active, London
April 2013 – May 2014

 Exhibiting a professional and friendly first impression to all visitors and customers

 Uploaded new memberships on the system and chased unpaid memberships/debts

 Managing staff rota and payroll

 Involved with interviewing/recruiting new staff and conducted staff training

 Established record of generating leads for new memberships by promoting Virgin Active with our outreach team

 Execute weekly banking to ensure cash flow corresponds with receipts

 Assumed the role of fire marshal for staff and customers and conducted weekly fire alarm tests with maintenance

Sales Consultant, Madhu’s Catering, London
December 2012 – May 2013

 Cold calling and arranging meetings with the potential clients

 Dealing with customer requirements and handling feedback

 Acting as a contact between a company and its existing and potential markets

 Raising purchase orders and dealing with suppliers

 Negotiating prices with clients and costs for our inventory

 Making accurate, rapid cost calculations and providing customers with quotes

 Involved in the organising of events ranging from business meetings to weddings

Club Lounge Supervisor, Virgin Active, London
July 2012 – March 2013

 Trained Barista from Costa Coffee UK

 Conduct daily and weekly banking

 Driving operational efficiencies and help to cut costs

 Staff Management: organizing workload, delegating tasks effectively within my team

 Ensuring compliance with all relevant health and safety guidelines

 Cash Book maintenance and stock take

 Achieved 93% on Health and safety audit and also awarded staff of the month for 4 consecutive months

Assistant Chef, Compass Group, London
November 2010 – June 2012

 Prepare food alongside the Head Chef, completing a tasks list each morning

 Assist with planning meals far enough ahead to minimize the need for food substitution

 Help to maintain established standards of sanitation, safety and food preparation

 Participate in all emergency drills and environmental safety activities

 Stock Reconciliation and Invoice Reconciliation

Senior Customer Service Exec, National Rail, New Delhi
December 2009 – October 2010

 Provide Customer with train times, train fares and platform information

 Check the routes to avoid disruptions and offer fastest route available

 Communicate with First Great western, First Capital Connect to assist customers with their bookings

 Awarded best performer on two occasions for Customer satisfaction

Junior Accountant (Part-Time), Link Property, New Delhi
May 2009 – August 2010

 Reporting to the Financial Controller

 Assisting the FC in the management of costing system and duty prices

 Assisting with auditing bi-annual stock counts for all stock

 Assisting and management of all payments made to Revenue Services

 Responsible for all invoices and debt collection including payment to suppliers

 Reconciliation of petty cash book, cash book analysis, debtors and creditors accounts

 Dealing with suppliers and purchase accounts