CV, UK Based Loan Underwriter Seeking Work In Europe

I am currently available for work
Serial No: 20701

Skills keywords: book keeping, credit control, customer service, debt management, risk assesment, sales
Short Bio:

Experienced in LAPS and PacNet software, Proficient in general ledger accounting, Pronounced people skills, leaderships skills and customer focus; dealing with colleagues, clients & customers, Enjoy challenging old working methods by suggesting improvements to workflows, Expert in workload management with the ability to perform under pressure and deliver to challenging time scales, Can effectively manage, train and motivate a team accommodating their skills and requirements.

Current location: England, United Kingdom - View on map
Nationality: Indian
Preferred Sector of Employment:  Banking Insurance and Financial Services, accounting and finance, General Management
Spoken languages: english, Hindi, punjabi, Urdu
Location I am interested in working: Asia, Australia, Belgium, cyprus, Dubai, egypt, France, Germany, Hong Kong, (China), Italy, Middle East, Netherlands, Netherlands Antilles, new zealand, qatar, Sweden, switzerland, United States
List the countires you have a visa to work in: India, United Kingdom

Relevant Qualifications

ACCA, BPP University, London March 2014 – Present

F1 Accountant in Business: Passed
F2 Management Accounting: Passed

Certificate in Financial Planning, Open University Australia
January 2015 – February 2015

Working as a Financial Advisor: Passed
Clients and advisor relationship: Passed
Financial Planning Process: Passed
Investment Fundamentals: Passed

Business Management, University of Trinity Saint David
October 2010 – February 2012

Diploma in Business Management

Profile & Skills

A positive, reliable and ambitious individual with extensive knowledge and experience in Customer Service, Sales, Quality Control, Compliance, Risk Evaluation and Bookkeeping. Enthusiastic, motivated and looking forward playing a vital role in financial decision-making and adding significant value to a business. Experience of budgeting, forecasting and producing monthly financial reports as well as reviewing internal company processes to advise on any improvements that could be made. Currently looking to join a company that offers long-term career prospects and also an opportunity to aid my on-going ACCA studies.

 Experienced in LAPS and PacNet software

 Proficient in general ledger accounting

 Pronounced people skills, leaderships skills and customer focus; dealing with colleagues, clients & customers

 Enjoy challenging old working methods by suggesting improvements to workflows

 Expert in workload management with the ability to perform under pressure and deliver to challenging timescales

 Can effectively manage, train and motivate a team accommodating to their skills and requirements

 Proficiency in all areas of Microsoft Office, including Access, Excel, Word and PowerPoint

 Proactive, taking the initiative to explore issues and to generate new ideas and approaches

Career Summary

Underwriter, My Money Partner, London May
2014 – Present

 Follow set procedures, review loan applications & associated documentation to ensure accuracy

 Revise loans to new terms and conditions as required

 Verify loan-to-value ratios, completeness of application information and credit reports

 Check if applicants qualify for loans by analysing their credit reports and associated documentation

 Maintain acceptable turnaround for applications submitted for pre-approval and on funding packages

 Interact with quality control, compliance and funding departments daily, to resolve application issues

 Attained 90% on customer repayments hence reducing the company’s debt percentage

Senior Front of House Assistant, Virgin Active, London
April 2013 – May 2014

 Exhibiting a professional and friendly first impression to all visitors and customers

 Uploaded new memberships on the system and chased unpaid memberships/debts

 Managing staff rota and payroll

 Involved with interviewing/recruiting new staff and conducted staff training

 Established record of generating leads for new memberships by promoting Virgin Active with our outreach team

 Execute weekly banking to ensure cash flow corresponds with receipts

 Assumed the role of fire marshal for staff and customers and conducted weekly fire alarm tests with maintenance

Sales Consultant, Madhu’s Catering, London
December 2012 – May 2013

 Cold calling and arranging meetings with the potential clients

 Dealing with customer requirements and handling feedback

 Acting as a contact between a company and its existing and potential markets

 Raising purchase orders and dealing with suppliers

 Negotiating prices with clients and costs for our inventory

 Making accurate, rapid cost calculations and providing customers with quotes

 Involved in the organising of events ranging from business meetings to weddings

Club Lounge Supervisor, Virgin Active, London
July 2012 – March 2013

 Trained Barista from Costa Coffee UK

 Conduct daily and weekly banking

 Driving operational efficiencies and help to cut costs

 Staff Management: organizing workload, delegating tasks effectively within my team

 Ensuring compliance with all relevant health and safety guidelines

 Cash Book maintenance and stock take

 Achieved 93% on Health and safety audit and also awarded staff of the month for 4 consecutive months

Assistant Chef, Compass Group, London
November 2010 – June 2012

 Prepare food alongside the Head Chef, completing a tasks list each morning

 Assist with planning meals far enough ahead to minimize the need for food substitution

 Help to maintain established standards of sanitation, safety and food preparation

 Participate in all emergency drills and environmental safety activities

 Stock Reconciliation and Invoice Reconciliation

Senior Customer Service Exec, National Rail, New Delhi
December 2009 – October 2010

 Provide Customer with train times, train fares and platform information

 Check the routes to avoid disruptions and offer fastest route available

 Communicate with First Great western, First Capital Connect to assist customers with their bookings

 Awarded best performer on two occasions for Customer satisfaction

Junior Accountant (Part-Time), Link Property, New Delhi
May 2009 – August 2010

 Reporting to the Financial Controller

 Assisting the FC in the management of costing system and duty prices

 Assisting with auditing bi-annual stock counts for all stock

 Assisting and management of all payments made to Revenue Services

 Responsible for all invoices and debt collection including payment to suppliers

 Reconciliation of petty cash book, cash book analysis, debtors and creditors accounts

 Dealing with suppliers and purchase accounts