Assistant Director

I am currently available for work
Serial No: 47416
(08/06/1983, male)
Skills keywords: accounts, AML, CDD, compliance, customer services, finance, imports and exports, KYC, operations, trade finance
List Of Qualifications:

Masters in Commerce

Previous Employment Details:

Assistant Director - State Bank of Pakistan
Trade Officer - Soneri Bank Ltd
Assistant Manager Trade - Habib Bank Ltd

Current location: Punjab, Pakistan - View on map
Nationality: Pakistani
Preferred Sector of Employment:  Banking Insurance and Financial Services, Manufacturing and Operations, Transport and Logistics
Spoken languages: english
Location I am interested in working: Anywhere


Recovered USD 2.6 million from defaulted exporters.

Promoted as Assistant Manager Band I on extraordinary performance in Habib Bank Ltd.

Promoted as Officer Band II on extraordinary performance in Habib Bank Ltd.

Top Performer for the year 2009 in Habib Bank Ltd.

Top Performer for the year 2008 in Habib Bank Ltd.

Cash Award of Rupees 45,000 in 2016 from Soneri Bank Ltd.

Cash Award of Rupees 40,000 in 2015 from Soneri Bank Ltd.

Cash Award of Rupees 45,000 in 2009 from Habib Bank Ltd.

Cash Award of Rupees 35,000 in 2008 from Habib Bank Ltd.

Academic Achievement:

Cash Award of Rs 50,000/- on passing Junior Associate ship of Institute of Banker’s Pakistan in first attempt from Habib Bank Ltd.

Appreciation Certificates:

M/s House Tex Pakistan.

M/s E Links Trading.

M/s E Links Pakistan.

M/s G N K Sons Pvt Ltd.

Training & Seminars:

One Month Basic Banking Training For Officers HBL MDI Pakistan.

02 Day Course: Achieving Superior Services Ron Kaufman: Up Your Service College, HBL LDI Pakistan.

One And Half Month Internship Training National Bank of Pakistan.

04 Day International Trade Training HBL LDI Pakistan.

03 Day Basic International Banking Training HBL M. D. I Lahore Pakistan.

03 Day Seminar On Negotiable Instruments HBL M.D. I Pakistan.

One Day Training Session On Foreign Exchange Operations

State Bank of Pakistan Lahore.

One Day Seminar On Foreign Exchange Regulations Conducted by Syed Summar Husnain Director Exchange Policy Department State Bank of Pakistan.



Master’s in Commerce (Finance)
Hailey College of Commerce,
University of the Punjab, Lahore Pakistan.

Bachelor of Commerce
Hailey College of Commerce,
University of the Punjab, Lahore Pakistan.

18 Months Superior Qualification in Banking and Finance named Junior Associate of Institute of Banker’s Pakistan
Institute of Banker’s Pakistan.



Trade Officer (OG-II)
Soneri Bank Ltd, 101-Cavalry Ground, Commercial Area, Lahore-Pakistan.
21st January 2014 to present


Inputter / Reviewer (AM-I) (OG-III)
Habib Bank Limited, Centralized Trade Processing Centre,
Regional Headquarter, 2nd Floor, 102-103 Upper Mall Lahore-Pakistan.
5th January 2007 to 10th January 2014


• Letter of Credit opening, amendment, reimbursement authority.

• Import Documents Checking.

• Payment against Import Documents.

• Finance against Imported Merchandise.

• Finance against Trust Receipt.

• Forced Payment Against Documents.


• Foreign Documentary Bills on Collection under URC 522.

• Foreign Documentary Bills on Collection under UCP 600.

• Export LC advising, Reimbursement claim lodgment.

• Foreign Bill Negotiation, discounting, and purchase.

• Inland Bill Negotiation (Invoice discounting).

• Pre Shipment Finance to Exporters-Finance against Packing Credit.

• Post Shipment Finance to Exporters – Finance against Foreign Bills.

• Handling of Duty Draw Back of Local Taxes and Levis.

Export Re Finance Scheme:

Low markup Government sponsored finance available to exporters, executed through State Bank of Pakistan and Commercial Banks.

• Export Re Finance – Pre Shipment.

• Export Re Finance- Post Shipment.

• Export Re Finance Part II.

• Verification of EE-I & EF-I statement from State Bank of Pakistan.

Short Term & Long Term Working Capital Finance Operations:

• Running Finance– Short term working capital.

• Cash Finance-CF.

• Demand Finance.

• Long Term Finances for Export Oriented Projects.

Guarantee Operations:

• Bid Bond.

• Advance Payment.

• Tender Money.

• International guarantees.

Branch Banking Operations:

• Cash Management

• Foreign Telegraphic Transfers (MT 103, MT 202),

• Local Fund Transfers.

• Pay orders & Foreign Demand Draft issuance.

• Inland and International Cheaque Clearing.

• ATM Operations.

Customer Services:

On each month end we have to credit monthly salaries of 30,000 Government employees with collaboration of more than 100 branches of Habib Bank Ltd without a single complaint.

Misc Assignments:

• Nostro and Vostro reconciliation.

• Import & Export advance payments.

• Regular follow up with Credit Administration Department, Risk Management and Treasury.

• To present bank in Adjudication Court of State Bank of Pakistan. We have recovered USD 2.600 M from defaulted exporters with collaboration of Adjudication Court of State Bank of Pakistan.

• Regulatory Reporting to State Bank of Pakistan. Submission of Monthly Foreign Exchange Returns & statements like V-12, V-14, V-15, V-16 and V-17 to State Bank of Pakistan.

• Preparation of Invoices, Packing lists, Certificate of Origin, GSP-Generalized system of preferences. Certificate from chambers. Custom clearance, dealing with freight forwarders.

• Annual Internal Audit, Business Risk Review, & State Bank of Pakistan annual and frequent Audits.

• Have knowledge of KYC, CDD, EDD, AML, CFT & FATCA & ICC publications URC 522, UCP 600, URR 525, ISBP, Inco terms 2010 & URDG 625.



MS office, Banking / Accounting Software’s like MISYS (IBM), Trade Innovation, Sonaware.